As we step into the new financial year, it’s not just about balancing books and setting new goals—it’s also the perfect time to embark on the journey of building your dream home or making a sound investment in property. Whether you’re a first-time homebuyer or looking to expand your investment portfolio, the timing couldn’t be better to seize the opportunities available.
Financing Made Simple
One of the most daunting aspects of starting on the path to homeownership or property investment is securing financing. Many people believe they need years of stable employment or extensive tax records to qualify for a home loan. However, the reality is more encouraging than you might think.
Even if you’ve just started a new job, your new financial year payslips can serve as proof of income, making you eligible for a home loan. Similarly, if you’re self-employed or have fluctuating income, your tax returns from the past year could be sufficient documentation for lenders.
At our firm, we specialize in navigating these financial waters. Our dedicated finance department offers borrowing capacity calculations tailored to your specific situation. We’ll help you determine exactly how much income you need to comfortably build your new home or invest in that promising property.
Government Grants and Incentives
Beyond financing, the new financial year brings with it a host of government grants and incentives aimed at assisting first home buyers. From the First Home Owner Grant (FHOG) to the 5% loan guarantee, these programs can significantly ease the financial burden of purchasing your first property. Our team is well-versed in these opportunities and can guide you through the process of claiming them, ensuring you maximize your benefits.
A Seamless Process from Start to Finish
What sets us apart is our commitment to providing a comprehensive service that covers all your property and finance needs under one roof. We’re not just here to secure your loan; we’re your partners in every step of the journey. From helping you find the perfect home and land package to guiding you through the construction process until the keys are in your hands, we’re with you all the way.
Your Dream Home Awaits
So, as you plan your financial year ahead, consider making your dream home a reality. Whether it’s your first step into homeownership or an investment that secures your future, now is the time to take action. Let us handle the complexities of finance and property acquisition while you focus on envisioning your new beginning.
At Rustik Realty, we pride ourselves on making the home building and property investment process as seamless and rewarding as possible. Contact us today to schedule a consultation and start your journey towards a brighter, more secure future. Together, let’s make this new financial year the beginning of something extraordinary—a place you can truly call home.